Your Trusted Homeownership Resource
We provide information and guidance to help you make informed decisions about your path to homeownership.
Your Trusted Homeownership Resource
We provide information and guidance to help you make informed decisions about your path to homeownership.
ABOUT OUR COMPANY
Michael Spicuzza is based in Cincinnati, OH. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.
Our Approach
Michael Spicuzza focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.
Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.
Homeownership Resources
We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.
Conventional Pathways
Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.
Government-Backed Options
Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.
Specialized Solutions
Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.
ABOUT OUR COMPANY
Michael Spicuzza is based in Cincinnati, OH. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.
Our Approach
Michael Spicuzza focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.
Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.
Homeownership Resources
We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.
Conventional Pathways
Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.
Government-Backed Options
Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.
Specialized Solutions
Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.
CONTACT US
For questions or to schedule a consultation:
Michael Spicuzza
855-687-2331
NMLS# 1521222
HEAR FROM OUR AWESOME CLIENTS...
Rick is the best ever!!!
Rick went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Rick tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Rick, rest assured that all efforts would be exerted to make them a reality. Choosing Rick as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Rick to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Rick!
Rick is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Rick expertly led us, helping navigate the complexities with ease. Even after the purchase, Rick's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Rick takes truly makes individuals feel well taken care of. Working with Rick is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Michael
Hi, I’m Michael, and I’m dedicated to making your mortgage a win! I love serving my Cincinnati, OH community as a loan officer, bringing homeownership dreams to life in the place I call home. Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.
Michael Spicuzza
Sr. Loan Officer
Meet Michael
Hi, I’m Michael, and I’m dedicated to making your mortgage a win! I love serving my Cincinnati, OH community as a loan officer, bringing homeownership dreams to life in the place I call home. Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.
Michael Spicuzza
Sr. Loan Officer
Call 855-687-2331
Call 855-687-2331
Copyright © 2025 | Licensed In: FL, IN, KY & OH | Company NMLS: 3029 | NMLS # 1521222
All information is provided for educational purposes only
Not all applicants will qualify for all options
Specific program requirements are subject to change.
Your Consent & Privacy: By providing your phone or email, you grant consent for Michael Spicuzza to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.
Copyright ©2023 | Licensed In: FL, IN, KY & OH | Company NMLS: 3029 | NMLS # 1521222
All information is provided for educational purposes only
Not all applicants will qualify for all options
Specific program requirements are subject to change.